Health insurance guidance for Texans, at no cost to you.
Pacheco INS Group is a licensed Texas health insurance agency. We help you compare Medicare and Health Insurance Marketplace plans so you can choose coverage that fits your doctors, prescriptions, and budget. Se habla español.
Medicare Plans
Turning 65, new to Medicare, or reviewing your current coverage? We'll walk you through your options and help you enroll.
Medicare Advantage
All-in-one plans that combine hospital and medical coverage, often with prescription drug, dental, vision, and hearing benefits.
Medicare Supplement
Plans that work alongside Original Medicare to help pay for out-of-pocket costs like deductibles, copays, and coinsurance.
Prescription Drug Plans
Stand-alone drug coverage for people with Original Medicare. We'll check your medications against each plan's formulary.
Annual Plan Reviews
Plans change every year. We help you review your coverage during the Annual Enrollment Period (Oct 15 – Dec 7) and other enrollment periods.
Health Insurance Marketplace (ACA) Plans
Under 65 and need coverage for yourself or your family? We help you shop Marketplace plans and apply for any savings you may qualify for.
Individual & Family Plans
Bronze, Silver, Gold, and Platinum plans from carriers available in your Texas county.
Premium Tax Credits
We help you find out if you qualify for tax credits and cost-sharing reductions that can lower your monthly premium and costs.
Open & Special Enrollment
Enroll during Open Enrollment (Nov 1 – Jan 15) or after a qualifying life event such as losing coverage, moving, marriage, or having a baby.
How It Works
Our service is free. We are paid by the insurance companies we represent, so you pay the same premium whether you enroll with us or on your own.
Book a time
Book an appointment online or give us a call. We can meet by phone or in person at our San Juan office.
Compare plans
We review your doctors, prescriptions, and budget, then compare the plans available in your area.
Enroll with confidence
We help you complete your enrollment and stay available for questions throughout the year.
Ready to talk with a licensed agent?
Book a free appointment online in about a minute. Meet by phone or in person at our San Juan office. Se habla español.
Contact Us
Have questions about Medicare or Marketplace coverage? Call, email, or stop by and a licensed agent will help you.
Phone
Office
909 W FM 495, Suite 5
San Juan, TX 78589
Hours
Monday – Saturday
9:00 AM – 6:00 PM (Central Time)
Serving clients throughout Texas. Texas Department of Insurance Agency License #[LICENSE NUMBER].